Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button. Arif Hire Purchase-i is a hire purchase agreement between a borrower (you) and a financier (the bank). by your Head of Department. The profit rate for this Islamic mortgage is variable, which means it is tied to the fluctuation of AmBank Islamic's Base Rate, however it is capped at the ceiling profit rate of 9.99%. Please complete the fields below and we will be in touch! So, the profit rate is like business earnings from the fee and profit for assets purchase-and-resale. Cards. All rights reserved. Car Loan; Personal Financing; AmMoneyLine; Home Loan; Cards . and 200,000. Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. AmBank Islamic Personal Financing-i - For Government Servant AmBank Islamic Personal Financing-i An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month. Cards; Deposits; Loans & Financing; Islamic; General Insurance; Life Insurance; Family Takaful; Wealth Management; Priority Banking; Business. There are several reasons you might want to pay attention when applying to AmBank Islamic Personal Financing-i: In Get latest promotions and freebies from Ambank Do a balance transfer with 4.99 p.a to your account for more cash in hand! If you are planning to apply for the AmBank Islamic AmMoneyLine Facility-i, you will need to ensure that you have a good credit record (CTOS/CCRIS). We will Continue to Serve You. AmBank Islamic Personal Financing-i can help you cover your immediate need for cash. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Alliance Bank CashVantage Personal Financing-i, Standard Chartered CashOne Debt Consolidation Plan, Bank Islam Flat Rate Personal Financing-i Package, Bank Islam Floating Rate Personal Financing-i Package, Yayasan Ihsan Rakyat Personal Financing-i, Bank Islam Personal Financing-i Non-Package, Bank Islam Personal Financing-i Medical Practitioner, Bank Rakyat Personal Financing-i for Pensioner, AmBank Islamic Personal Financing-i Product Disclosure Sheet, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. You must consistently service your monthly installment until the end of this Islamic personal loan tenure. © 2021 Jirnexu Sdn. AmBank Islamic's comprehensive range of Shariah-compliant retail and non-retail banking products and services (including investment, treasury and trade solutions), and delivery channels; continuously evolve in line with market changes. Loans & Financing. statement where you want your loan to banked-in (front page with name and Small Business. AmBank. Whether you are going on a vacation, planning your wedding, decorating your home or even doing some much needed shopping, AM Bank … Tell me about AmBank Islamic Arif Hire Purchase-i. Credit Cards; Debit Cards; Corporate Credit Card; Cards Deals & Promotions; AmBank Merchant Business Solutions ... AmBank Islamic; PIDM’s DIS Brochure; AmBank’s List of Insured Deposits ; AmBank Islamic’s List of Insured Deposits; e-Banking. ~ 11.99% p.a. There are three interest rates tiers where you can enjoy better inter… It said on Wednesday the facility is for employees of the federal and state governments, selected agencies, government-linked companies (GLCs) and statutory bodies. Click here to join the AmBank BizRac e now.. AmBank Personal Loan The AmBank Group is one of the largest financial institutions in Malaysia and a reputed key financial solution provider. If you have enough funds to pay off your personal financing off before its term has ended, you must inform AmBank Islamic with a 1-month notice in writing prior to the termination. When you apply for AmBank Islamic CARz Platinum MasterCard-i. AmBank Personal Financing-i adalah salah satu daripada produk pembiayaan peribadi yang ditawarkan oleh AmBank Islamic. 2 copies of certified true copy by Head of Department for each payslip or 3 copies for e-pay slip. Priority Banking. Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. Wealth Management. Online Banking. Subject to credit check and approval, you can borrow any amount between Pinjaman peribadi AmBank Islamic ini adalah pembiayaan yang ditawarkan kepada kakitangan sektor awam dan pekerja sektor swasta daripada syarikat-syarikat yang terpilih. Assuming you have poor credit standing due to irregular payments, the best course of action would be to break the habit and start making your payments on time to avoid future hurdles. With a good credit score, you’ll likely be able to snag the most affordable profit rate. Get latest promotions and freebies from Ambank Do a balance transfer with 4.99 p.a to your account for more cash in hand! Get high approved amount and loan tenure up to 35 years. You will be able to enjoy a flat profit rate of 8.00% up to 11.99% per annum but this is subject to credit review by AmBank Islamic. Setelah itu, AmBank Islamic akan memerlukan tempoh purata 2 hari bekerja (tidak termasuk Sabtu, Ahad, dan cuti umum) sebelum kelulusan atau pembayaran keluar dilakukan. When you apply for AmBank Islamic Card Al-Taslif MasterCard Gold Card-i. An Islamic personal loan is where the bank buys an asset on behalf of the borrower and selling it at a profit - this profit rate replaces the interest rate (used by conventional loans) as Islamic loans are prohibited from charging interest (Riba). You must earn a minimum of RM1,500 every month. with Takaful protection included. 8% p.a. Bhd. 2,000 You are required to prepare documents like a clear copy of your NRIC (front and back), latest 1 month salary slip for fixed monthly salary OR latest 3 months salary slips for varied monthly salary, latest EA form, latest 6 months bank statements. Based on the Shariah concept of Tawarruq, our Home/ Property Financing-i offers you variable rate home/ property financing solutions. This product is Shariah compliant and is based on Tawarruq buy and sell concept. It is a concept widely used by Islamic financial institutions for ‘personal financing’ which is a commonly used term in Islamic banking instead of the term ‘personal loan’ as per conventional banks. • Disbursement is strictly to active and first party account only. You can borrow amounts from RM2,000 to RM100,000 and repay the loan over 1 to 5 years. Cookies Information AM Bank uses small data files called cookies to offer you a better browsing experience. late payment fee on the outstanding balance, calculated daily! AmBank Islamic is ready to help you in fulfilling your dreams and achieving the success you desire with Personal Financing-i, a shariah-compliant Ambank Islamic product based on the concept of Murabahah tawarruq … It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). Insurance. account number). AmBank Islamic's Personal Financing-i is an excellent way of financing a planned or unplanned event to tide you over, with competitive profits rates available in the market. Features: 100,000, Your salary should be between Early settlement penalties: The fees that the borrower will have to pay in the event that he/she had settled the loan at an earlier date from the one specified on the loan agreement. Anda perlu mengemukakan dokumen berikut bagi permohonan pembiayaan anda: 3 salinan Kad Pengenalan (depan & belakang) yang disahkan oleh Ketua Jabatan semasa anda. By using our site, you accept our cookie policy. If you are looking for an Islamic personal financing then your search is over because AmBank Islamic AmMoneyLine Facility-i is here to provide you an unsecured Islamic personal financing with Takaful protection for Malaysian citizens. The application process is quite fast and the approval duration is up to 2 business days. Your amount should be between It … calculated as 0.5% of the total amount you borrow. All customers can perform daily transactions, payments, transfers and investments via the following channels: AmOnline Web or mobile app, AmAccess Biz, AmAccess Corp and e-AmBiz – all available 24/7 Use our personal financing calculator to find the best personal financing based on your requirements and eligibility. When you apply for AmBank Islamic Visa Signature Card-i. Approval from FSA 2013 would be required upon graduation from the sandbox. Apply now For Government Servant In other words, your outstanding loan will be taken care of by the insurer. The purpose of having a Takaful coverage is to protect you and your family members from the liability of loan repayment in the event of fatal or total permanent disability. AmBank Islamic Berhad is the Islamic banking arm of AmBank Group and offers a comprehensive range of Shariah compliant retail and non-retail banking products and services, including investment, treasury and trade solutions. The financing tool uses the concept of Bai’ Al-‘Inah, making it Shariah compliant. You can find out if your company is listed under AmBank Islamic Personal Financing-i here. On top of that, AmBank Islamic AmMoneyLine Facility-i offers you financing tenure of minimum 1 year up to maximum 5 years. If you have any overdue payments, you will need to settle off your payments, as it is a sign of high potential of not fulfilling the financial obligation to the banks. Your Bank. AmBank Islamic personal financing is open to permanent employees of service with the Government for at least 3 months. Haven't received my message yet? 1 copy of your Saving Account Passbook or Current Account This unsecured Islamic personal loan charges zero processing fee upon approval and no penalty for early settlement. The AmBank Group was established in 1975 and now has RM 131.7 billion in total assets. order to ensure a successful personal financing application, you have to provide supporting personal and income documents as follows: Depending on your credit history with other financial institutions because all these information (outstanding credit card, personal loan, home loan or car loan debts) will be captured in CCRIS / CTOS (a system that collect credit information on borrowers, not blacklisting them). Applicant must not exceed the age of 60 at the end of the financing tenure.Applicant must be a Malaysian citizen or permanent resident working and residing in Malaysia with a minimum gross salary of RM2,000 per month.Takaful protection is compulsory.There is a rules that only allow customer to have only one credit facility at all times. Submission closes 3 September 2020. • For Debts Consolidation Program, funds will be directly payoff to required credit cards or loan/financing account. Deposits; Those working in the government-linked companies and private sector too can apply for this Islamic personal loan but will not be enjoying a low profit rate. Personal loan tenure is AMMB Holdings Berhad ( AmBank ), publicly listed on Bursa Malaysia ’ s Board! To your account for more cash in hand click here to join the Group! And freebies from AmBank Do a balance transfer with 4.99 p.a to needs! 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