‎07-09-2016 Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. I paid them nearly a week ago lol,but their not accepting it, on "Wire Transfer FAQs: What Is a SWIFT Code?" Accessed March 16, 2020. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. on We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. I’m looking at buying an expensive item (>$1000) off of an international seller. As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. 06:31 PM. Here are some of the rules that you need to be aware of when using PayPal: A seller using PayPal: A banker’s draft doesn’t clear immediately, so again the seller will probably want to wait for the funds to clear before letting you drive away. Start new thread in this topic ... i have paid a seller cos he gave me his details but i wouldn't do it the other way round for security reasons. (Hang on - isn't that how the ebay bots answer messages? 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. ‎07-09-2016 08:51 PM, on "Wire Transfers - Frequently Asked Questions: When Do You Process Wires." Seller not claiming payment so now I have to wait until this process goes full circle. 07:31 PM Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. Have the check cashed and then turned into a cashier’s check made out to you. And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. You need to be sure you trust the seller though as there is no way to get the money refunded. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Search My Stuff. as they have trouble accessing their paypal account sometimes. Otherwise, the title can go directly to the buyer. I am purchasing product through gumtree but the seller wants to use bank transfer is this safe? ‎07-09-2016 As you are an experienced member and a board regular I'm assuming this is rhetorical? What's New 3 12 24 72. If the item arrives damaged or not at all you just open a dispute if the seller will not help. Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. ‎07-08-2016 Read any negative comments especially to see what they were about. on Our bank and credit union partners are helping us make it fast, safe, and easy to send and receive money. » buyer wants to do bank transfer instead of paypal, is this unsafe? 10:05 AM. on Hello I have just bought something for 80£ and the seller wants a cheque or bank transfer, not paypal. Seller wants to be paid by bank transfer!!!! Got contacted by a buyer wanting to pay by cheque or bank transfer. MARTIN LEWIS WARNS HSBC, FIRST DIRECT AND M&S CUSTOMERS AFTER MAN NEARLY CHUCKED AWAY UNEXPECTED CHEQUE. transfer they understood and said to pay with PayPal. ‎07-08-2016 Bank Transfers are common for European sales. You receive a transfer on Venmo, Cash App, Zelle, PayPal, Apple Pay, Google Pay or a similar service from someone you don’t know. ______________________________________________________, ____________________________________________________. Is it safe to buy on Gumtree using bank transfer? Back in the day, it was all quite simple. 10:26 AM, They don't care if they cop a neg? Once you’ve paid for the transfer, your recipient will get some sort of email or notification from the service that you’ve sent them money. I will never pay for anything on ebay other than via paypal. ‎07-08-2016 12:38 AM. if you got the item at a very good price). Usually, if someone asks for a “bank wire,” they want a traditional, domestic bank-to-bank transfer. The buyer send me a message telling me that he cannot pay by PayPal but wants to wire the money to my bank. It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. This is what is known as 'internal balance transfer' of home loans.   ‎07-08-2016 11:42 AM - edited They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. You have to be kidding? Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. ... Be aware these can also be faked, so it’s a good idea to go to the bank with the seller where the funds can be drawn. Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. Read our cookies policy. She is arranging for a delivery company to collect and has asked if she can do a bank transfer of the money as she won't see me in person. Editor, Marcus Herbert. Not just the first page but look back several pages. ‎07-08-2016 Busted - not a real poster at all but an answering algorithm), on ‎07-10-2016 Other Reclaiming: Mortgage Fees, Council Tax etc, Pensions, Annuities & Retirement Planning, Report Holiday Deals, Bargains & Special Offers, Martin's Blogs & Appearances & MoneySavingExpert in the News. A traditional money wire goes from one bank to another using a network such as the Society for Worldwide Interbank Financial Telecommunication (SWIFT) or Fedwire. Do you actually read the boards? Hey, I'll bet you knew that anyway about Paypal only !!!!! 04:01 PM A wire transfer describes any electronic transfer of money. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. To get started, search the list below for the bank or credit union where you already have a bank account. If this goes OK I then transfer the full amount. 11:10 PM. ‎07-08-2016 Is doing bank transfer to buy a product from a seller on gumtree safe and how does it work? This all makes sense so I don't doubt her story, I've agreed to the bank transfer but now I'm a bit worried. With some services, all you’ll need is the email address or phone number of the person you’re sending money to. The buyer of the same property, at the same time, wants to take the home loan from your lender. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on ‎07-10-2016 07:42 PM. 08:56 PM. ‎07-08-2016 04:10 PM. A bank transfer is when money is sent from one bank account to another. crows scrambler spends as much or more time on the boards as we do pj. 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? He's happy to pay via bank transfer. Purchases made with ACH take 5 days for the coins to be delivered, while SEPA purchases take less than two days. Reply Prev 1. of 6. Ask Show All Show less. on This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. One precaution I usually take when transferring money for the first time to a new recipient is to make a small £1 transfer initially and ask the recipient to confirm its safe arrival in their account. @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. Immediate bank transfer. 04:05 PM. Or ding stars badly. Well stawka I bid with many other bidders on the item and I won it. Pre-requisites of internal balance transfer of home loans Hi I've put my sofa on gumtree and a lady has contacted me saying she wants to buy it. However, as with any financial institutions, there are rules to stick to in order to be covered by the protection plans. So who's right? Just out of interest scrambler, are they a newbie seller or an established one? If they do the fee for a transfer could be much less. I am not sure you would be able to get a refund should things not turn out. on I would like to know the pros and cons and safety issues, also could anyone explain to me how a bank transfer works exactly?, thank you all answers - edited Seller has many positive feedback and located a few hours from me so who knows really, on ‎07-10-2016 The advantages of sending a bank transfer are that you do not need to wait for anything to arrive in the mail, there are no cheques to cash, and the funds are available immediately upon receipt. in place to get your money back a lot quicker when a seller decides to play silly games. 07:32 PM. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. as they have trouble accessing their paypal account sometimes. In Europe you can buy with your bank account via SEPA transfer. He says that he would need a bank transfer instead of PayPal. The amount of this transfer may vary, but will probably be a few hundred dollars. ‎07-15-2016 Nowadays, it doesn’t really work that way.Firstly, pretty much every significant dealership in the country will try and convince you to take their car finance offer rather than paying cash. on Post Tweet Share Share with WhatsApp Share with Messenger Community Updates. Read on for more information, including how to make a bank transfer and what details you’ll need. My Profile My Preferences My Mates. MakaaniQ tells you the sanctioning norms of internal balance transfer of home loans. This is a 100 percent fail-safe way to be paid for both the buyer and the seller. If you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. … I have purchased an item worth $400 and the seller has sent a message asking if I would pay by bank transfer? Meet at the Buyer’s Bank Meet the buyer at the bank where he or she has an account. ‎07-08-2016 Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. After all....$400........lotta money....just sayin', on The bad news: scammers prefer money transfers. I don't know why they just didn't cancel? Paid a £ Deposit via Bank Transfer - Seller Now Wants … 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. Most banks give you two options: You can take the title, or you can let the bank know where to send the title. I would politely decline her offer of a bank transfer and say paypal is … ‎07-10-2016 OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. 11:13 PM. MORE THAN 29,800 MONEYSAVERS HAVE NOW ENROLLED IN THE ACADEMONEY THROUGH OUR PARTNERSHIP WITH THE OPEN UNIVERSITY. Or a defect if you answer 'no' to not receiving it on time? "Financial Center FAQs: Can I Get Cashier's Checks at a Financial Center." So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. ‎07-10-2016 The seller is in anticipatory breach of that contract. - edited We use cookies to make the site easier to use. Copyright © 1995-2021 eBay Inc. All Rights Reserved. Obviously if you were the buyer asking, which you are not, then I would be telling you not to touch a bank transfer with a bargepole, as a buyer I would never ever use a BT for the self same reasons it is perfect for sellers. A victim of ‘authorised push-payment’ fraud reveals how she lost £20,000 of her life savings to the bank transfer scam. Random Acts of Kindness and All things Positive! According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … Basically what I'm asking is what would other buyers do in this situation??? Americans may add a Visa or Mastercard credit card to as a backup to unlock instant payments via bank transfer. Your one-stop-shop for news, updates and information from eBay about selling on eBay. It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. Bank of America. If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . First thing is have you checked the seller's feedback? 09:58 AM. Bank of America. ‎07-08-2016 on a simple realistic answer will do cheers. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. ‎07-10-2016 Accessed March 16, 2020. So now it seems as though the seller isn't going to claim the payment. He's aware that cheque will needs to be cleared before I can send the item. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. ‎07-08-2016 ‎07-10-2016 Paid a £ Deposit via Bank Transfer - Seller Now Wants More. 10:55 AM. Once the buyer pays for the car and you pay off the loan, the title is free and clear. will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . Zelle is a quick way to pay people you know and trust in minutes. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. Seller wants a bank transfer instead of using PayPal. If you use paypal you must pickup the goods in person. Seller News. Chase. ‎07-08-2016 PayPal wants to protect its legitimate customers from various scams and so it has an amazing buyer and seller protection programs. 07:47 PM. Are you even sure that there is an item to be bought? If the buyer is financing the car, your bank will need to send the title to the buyer’s bank. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. Her life savings to the buyer pays for the bank where he she... 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